residential


Monthly Income

Your income (after deductions tax/NI)
Your partner's income (after deducations tax/NI)
Pensions
Child benefit/tax credits
Other benefits
Interest from savings and shares
Income from investments and other

Monthly Outgoings

Current mortgage, rent
Council tax
Water rates
Fuel/power bills
Food and non-alcoholic drinks
Alcohol/tobacco
Clothing and shoes
Household insurances
Pensions
Medicines
Motoring, fares and travel
Socialising, holidays, travel
Life/medical insurance
Regular savings
Loan repayments (other than mortgage)
Miscellaneous expenses

Total Income
Total Outgoings

Leaves DISPOSABLE INCOME SURPLUS

If you add this figure to your current mortgage/rent outgoings you will now have the maximum level of monthly repayments you could consider making.